Whitby Real Estate Market Report

The Whitby, Ontario real estate market is currently classified as a balanced market. The MLS® composite benchmark price is $914K, down 4.6% year-over-year.

There are currently 428 active listings, representing 3 months of inventory. According to Toronto Regional Real Estate Board, there were 141 sales and 323 new listings in July 2026. Inventory has increased 97.2% compared to last month.

Currently, listings spend an average of 27 days on market and the average price per square foot is $559.

Board Data vs Our Listings

MetricToronto Regional Real Estate BoardOur Listings
Benchmark / Median Price$914K$917K
Average Price$894K$1.2M
Active Listings423428

Detached properties make up the largest share of the Whitby market at 86% of active listings with an average price of $1.1M. Condo listings follow at 14% (avg $563K).

Sales Activity & Absorption

Volume

141
Board Sales
323
New Listings
27
Avg DOM
208
New (30d)

Market Signals

0
Price Cuts (30d)
46
New (7d)
44%
SNLR
44%
SNLR

Toronto Regional Real Estate Board reported 141 sales this period, 208 new listings appeared in the past month.

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
3months
Seller's Market
Sales-to-New Listings (SNLR)43.7%

Demand moderately exceeds supply — conditions favor sellers.

Inventory Change (30d)+97.2%
Board Active Listings423
Site Active Listings428

With only 3 months of inventory, the market is supply-constrained. Buyers should be prepared for competition, and sellers can expect strong interest.

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $917K, 20% down, 25yr amortization
$4,269/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The Whitby market currently has 428 active listings with a median price of $917K and 3 months of inventory.

According to Toronto Regional Real Estate Board, the composite benchmark price is $914K (-4.6% year-over-year). There were 141 sales recorded

  • Prices declining (-7.2% in 30 days)
  • Low price reduction rate (0% of listings)
  • Low sell-through rate (44%)
  • Average price per square foot is $559

For Buyers

The Whitby market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 46 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes.

Data sourced from CREA DDF® active listings. Metrics computed from listing data updated daily, with benchmark and sales statistics from Toronto Regional Real Estate Board. Prepared by Tania Menicucci with AI assistance, reviewed by our team.

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Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Data provided by CREA DDF. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA). Information deemed reliable but not guaranteed.

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