Whitby Real Estate Market Report

The Whitby, Ontario real estate market is currently classified as a balanced market. The MLS composite benchmark price is $925K, down 4.2% year-over-year.

There are currently 58 active listings, representing 2.5 months of inventory. According to Toronto Regional Real Estate Board, there were 168 sales and 351 new listings in June 2026. Inventory has decreased 71.4% compared to last month.

Currently, listings spend an average of 45 days on market and the average price per square foot is $495.

Board Data vs Our Listings

MetricToronto Regional Real Estate BoardOur Listings
Benchmark / Median Price$925K$1.3M
Average Price$936K$1.5M
Active Listings41758

Detached properties make up the largest share of the Whitby market at 85% of active listings with an average price of $1.1M. Condo listings follow at 15% (avg $583K).

Sales Activity & Absorption

Volume

168
Board Sales
351
New Listings
45
Avg DOM
27
New (30d)

Market Signals

0
Price Cuts (30d)
4
New (7d)
48%
SNLR
48%
SNLR

Toronto Regional Real Estate Board reported 168 sales this period, 27 new listings appeared in the past month.

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
2.5months
Seller's Market
Sales-to-New Listings (SNLR)47.9%

Demand moderately exceeds supply — conditions favor sellers.

Inventory Change (30d)-71.4%
Board Active Listings417
Site Active Listings58

With only 2.5 months of inventory, the market is supply-constrained. Buyers should be prepared for competition, and sellers can expect strong interest.

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $1.3M, 20% down, 25yr amortization
$5,861/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The Whitby market currently has 58 active listings with a median price of $1.3M and 2.5 months of inventory.

According to Toronto Regional Real Estate Board, the composite benchmark price is $925K (-4.2% year-over-year). There were 168 sales recorded

  • Low inventory (2.5 months) favors sellers
  • Prices declining (-5.4% in 30 days)
  • Low price reduction rate (0% of listings)
  • Low sell-through rate (48%)
  • Average price per square foot is $495

For Buyers

The Whitby market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 4 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes.

Data sourced from CREA DDF® active and sold listings. Metrics computed from listing data updated daily, with board statistics from Toronto Regional Real Estate Board. Prepared by Dan Braun with AI assistance, reviewed by our team.

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Market data is calculated from active and recently sold MLS® listings as of July 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Data provided by CREA DDF. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA). Information deemed reliable but not guaranteed.

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