Toronto Real Estate Market Report

The Toronto, Ontario real estate market is currently classified as a balanced market. The MLS composite benchmark price is $941K, down 5.4% year-over-year.

There are currently 60 active listings. Inventory has decreased 98.9% compared to last month.

Currently, listings spend an average of 62 days on market and the average price per square foot is $815.

Board Data vs Our Listings

MetricToronto Regional Real Estate BoardOur Listings
Benchmark / Median Price$941K$617K
Average Price$1.1M$885K
Active Listings6060

Detached properties make up the largest share of the Toronto market at 37% of active listings with an average price of $2.1M. Condo listings follow at 63% (avg $773K).

Sales Activity & Absorption

Volume

23
New (30d)
17,282
New Listings
62
Avg DOM
23
New (30d)

Market Signals

0
Price Cuts (30d)
1
New (7d)
0
Price Cuts
1
New (7d)

23 new listings appeared in the past month.

Toronto Regional Real Estate Board Monthly Report

Greater Toronto Area (GTA) housing market conditions continued to improve in June, with sales growing quite strongly year-over-year while new listings declined over the same period. For the first half of 2026, sales have also edged higher compared to the first six months of 2025, with new listings down substantially.

“After a slow start in the first quarter, we saw a marked improvement in home sales in the second quarter of this year. This result followed TRREB’s 2026 outlook, which called for a year of two halves. We expect accelerating transactions and more competition between buyers in the last six months of the year, helping to satisfy pent-up demand and ultimately resulting in renewed price growth,” said TRREB President Daniel Steinfeld.

“While the average selling price was still down year-over-year in June, the annual rate of decline has receded over the past few months. If market conditions continue to tighten in the second half of 2026, selling prices could move in line with 2025 and eventually post some increases. This would give an increasing number of households the confidence to move back into the marketplace,” said TRREB’s Chief Information Officer Jason Mercer.

GTA REALTORS® reported 6,770 home sales through TRREB’s MLS® System in June 2026 – an increase of 9.4 per cent compared to June 2025. New listings entered into the MLS® System amounted to 17,282 – down by 12.9 per cent year-over-year.

On a seasonally adjusted basis, June 2026 home sales were up month-over-month compared to May 2026, while new listings were down, suggesting that market conditions have tightened through the spring.

The MLS® Home Price Index (MLS® HPI) Composite benchmark was down by 5.4 per cent year-over-year in June 2026. The average selling price, at $1,058,658, was down by 3.9 per cent compared to June 2025.

On a month-over-month seasonally adjusted basis, both the average selling price and MLS® HPI Composite were up slightly compared to May 2026.

“Housing affordability remains a priority for the region. Development charges, while essential to funding local infrastructure, have substantially increased the upfront cost of housing delivery. This, in turn, contributes to higher purchase prices and rental costs as they can amount to up to 20 per cent of a home’s purchase price. The Canada-Ontario DC Reduction Program presents a meaningful opportunity for municipalities to reduce these charges while accessing provincial funding to offset related fiscal impacts,” said TRREB CEO John DiMichele.

Source: Toronto Regional Real Estate Board, June 2026

Neighborhoods

AreaListingsAvg Price
TCNI - Niagara7$838K
Moss Park5$1.4M
Avg 6 schools nearbyAvg 9 parks nearbyAvg 15 transit stops nearby

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $617K, 20% down, 25yr amortization
$2,873/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The Toronto market currently has 60 active listings with a median price of $617K.

According to Toronto Regional Real Estate Board, the composite benchmark price is $941K (-5.4% year-over-year).

  • Low price reduction rate (0% of listings)
  • Slow-moving market (62 avg days on market)
  • Average price per square foot is $815

For Buyers

The Toronto market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 1 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes.

Data sourced from CREA DDF® active and sold listings. Metrics computed from listing data updated daily, with board statistics from Toronto Regional Real Estate Board. Prepared by Jason Shaw with AI assistance, reviewed by our team.

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Market data is calculated from active and recently sold MLS® listings as of July 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Data provided by CREA DDF. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA). Information deemed reliable but not guaranteed.

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