Ottawa Real Estate Market Report

The Ottawa, Ontario real estate market is currently classified as a balanced market. The MLS® composite benchmark price is $634K, down 0.5% year-over-year.

There are currently 4,237 active listings, representing 3.5 months of inventory. According to Ottawa Real Estate Board, there were 1,325 sales and 2,530 new listings in July 2026. Inventory has increased 60.7% compared to last month.

Currently, the average price per square foot is $557.

Board Data vs Our Listings

MetricOttawa Real Estate BoardOur Listings
Benchmark / Median Price$634K$650K
Average Price$683K$826K
Active Listings4,6784,237
Detached Benchmark$725K$926K
Townhouse Benchmark$543K$428K
Apartment Benchmark$386K$428K

Detached properties make up the largest share of the Ottawa market at 65% of active listings with an average price of $926K. Condo listings follow at 35% (avg $428K).

Sales Activity & Absorption

Volume

1,325
Board Sales
2,530
New Listings
4,237
Active
1,597
New (30d)

Market Signals

0
Price Cuts (30d)
420
New (7d)
0%
Sell-Through
28.3%
SALR

Ottawa Real Estate Board reported 1,325 sales this period, 1597 new listings appeared in the past month.

Ottawa Real Estate Board Monthly Report

The number of homes sold in Ottawa totaled 1,325 units in July 2026. This edged up 0.2% (two sales) from July 2025. Residential sales haven’t hit this level in the month of July in five years.

Home sales were 10.8% above the five-year average and 4.6% below the 10-year average for the month of July.

On a year-to-date basis, home sales totaled 8,288 units over the first seven months of the year. This was a decline of 5.2% from the same period in 2025.

The MLS® Home Price Index (HPI) tracks price trends far more accurately than is possible using average or median price measures. The overall MLS® HPI composite benchmark price was $634,000 in July 2026, edging down 0.5% compared to July 2025.

The benchmark price for single-family homes was $725,000, up only 0.7% on a year-over-year basis in July. By comparison, the benchmark price for townhouse/row units was $542,500, down by 5.1% compared to a year earlier, while the benchmark apartment price was $385,500, a decrease of 5.2% from year-ago levels.

The average price of homes sold in July 2026 was $683,308, down modestly by 1.6% from July 2025.

The more comprehensive year-to-date average price was $699,761, essentially unchanged, down just 0.4% from the first seven months of 2025.

OREB cautions that the average sale price can be useful in establishing trends over time but should not be used as an indicator that specific properties have increased or decreased in value. The calculation of the average sale price is based on the total dollar volume of all properties sold. Price will vary from neighbourhood to neighbourhood.

The dollar value of all home sales in July 2026 was $905.4 million, was a small reduction of 1.5% from the same month in 2025.

The number of new listings edged down 0.8% from July 2025. There were 2,530 new residential listings in July 2026.

New listings were 10.6% above the five-year average and 15.4% above the 10-year average for the month of July.

Active residential listings numbered 4,678 units on the market at the end of July, a gain of 9.3% from the end of July 2025. Active listings haven’t been this high in the month of July in a decade.

Active listings were 29.5% above the five-year average and 44.5% above the 10-year average for the month of July.

Months of inventory numbered 3.5 at the end of July 2026, up from the 3.2 months recorded at the end of July 2025 and above the long-run average of 2.4 months for this time of year. The number of months of inventory is the number of months it would take to sell current inventories at the current rate of sales activity.

Source: Ottawa Real Estate Board, July 2026

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
3.5months
Seller's Market
Sales-to-New Listings (SNLR)52.4%

Demand moderately exceeds supply — conditions favor sellers.

Sales-to-Active Listings (SALR)28.3%

High absorption relative to inventory — tight market.

Sell-Through Rate0.0%
Inventory Change (30d)+60.7%
Board Active Listings4,678
Site Active Listings4,237

With only 3.5 months of inventory, the market is supply-constrained. Buyers should be prepared for competition, and sellers can expect strong interest.

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $650K, 20% down, 25yr amortization
$3,024/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The Ottawa market currently has 4,237 active listings with a median price of $650K and 3.5 months of inventory.

According to Ottawa Real Estate Board, the composite benchmark price is $634K (-0.5% year-over-year). There were 1,325 sales recorded, with a sales-to-active listings ratio of 28.3%. This indicates a seller's market where demand outpaces supply.

  • Low price reduction rate (0% of listings)
  • Low sell-through rate (0%)
  • Average price per square foot is $557

For Buyers

The Ottawa market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 420 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes. The current sell-through rate is 0%.

Data sourced from CREA DDF® active listings. Metrics computed from listing data updated daily, with benchmark and sales statistics from Ottawa Real Estate Board. Prepared by Tania Menicucci with AI assistance, reviewed by our team.

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Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Data provided by CREA DDF. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA). Information deemed reliable but not guaranteed.

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