Cornwall Real Estate Market Report

The Cornwall, Ontario real estate market is currently classified as a balanced market. The median asking price is $425K, down 2.7% over the past 30 days.

There are currently 346 active listings, representing 4.3 months of inventory. Inventory has increased 55.9% compared to last month.

Currently, the average price per square foot is $198.

Detached properties make up the largest share of the Cornwall market at 90% of active listings with an average price of $489K. Condo listings follow at 10% (avg $371K).

Sales Activity & Absorption

Volume

346
Active
124
New (30d)
124
New (30d)
36
New (7d)

Market Signals

0
Price Cuts (30d)
36
New (7d)
0%
Sell-Through
23.4%
SALR

Cornwall and District Real Estate Board reported 308 sales this period, 124 new listings appeared in the past month.

Cornwall and District Real Estate Board Monthly Report

The number of homes sold through the MLS® System of the Cornwall and District Real Estate Board totaled 308 units in July 2026. This was a moderate gain of 7.3% from July 2025. Residential sales haven’t hit this level in the month of July in five years.

Home sales were 12.7% above the five-year average and 2.4% above the 10-year average for the month of July.

On a year-to-date basis, home sales totaled 1,687 units over the first seven months of the year. This was a substantial decline of 10.6% from the same period in 2025.

“July marked an exceptionally active month for both buyers and sellers. Sales activity posted the fourth best July on record as new listings surged to an all-time July record,” said Derek McEwen, President of the Cornwall and District Real Estate Board. “Although inventory levels remain somewhat elevated, strong buyer activity over the past few months has brough the market back into balanced territory. Prices are still recorded year-over-year declines though, as it will take some time to work through available supply even if the recent strength in demand continues.”

The average price of homes sold in July 2026 was $506,780, a decline of 7.8% from July 2025.

The more comprehensive year-to-date average price was $517,149, down modestly by 2.7% from the first seven months of 2025.

The dollar value of all home sales in July 2026 was $156.1 million, a minor decrease of 1% from the same month in 2025.

The number of new listings saw a sizable gain of 15.4% from July 2025. There were 568 new residential listings in July 2026. This was also the largest number of new listings added in the month of July in history.

New listings were 17.7% above the five-year average and 20% above the 10-year average for the month of July.

Active residential listings numbered 1,315 units on the market at the end of July, increasing by 23.8% from the end of July 2025. Active listings haven’t been this high in the month of July in more than five years.

Active listings were 32.9% above the five-year average and 29% above the 10-year average for the month of July.

Months of inventory numbered 4.3 at the end of July 2026, up from the 3.7 months recorded at the end of July 2025 and above the long-run average of 3.5 months for this time of year. The number of months of inventory is the number of months it would take to sell current inventories at the current rate of sales activity.

Source: Cornwall and District Real Estate Board, July 2026

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
4.3months
Balanced — Slight Seller Advantage
Sales-to-New Listings (SNLR)54.2%

Demand moderately exceeds supply — conditions favor sellers.

Sales-to-Active Listings (SALR)23.4%

High absorption relative to inventory — tight market.

Sell-Through Rate0.0%
Inventory Change (30d)+55.9%
Board Active Listings1,315
Site Active Listings346

At 4.3 months of inventory, the market is balanced. Neither buyers nor sellers have a decisive advantage — a good time for realistic pricing and considered offers.

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $425K, 20% down, 25yr amortization
$1,977/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The Cornwall market currently has 346 active listings with a median price of $425K and 4.3 months of inventory.

  • Prices declining (-2.7% in 30 days)
  • Low price reduction rate (0% of listings)
  • Low sell-through rate (0%)
  • Average price per square foot is $198

For Buyers

The Cornwall market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 36 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes. The current sell-through rate is 0%.

Data sourced from CREA DDF® active listings. Metrics computed from listing data updated daily. Prepared by Tania Menicucci with AI assistance, reviewed by our team.

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Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Data provided by CREA DDF. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA). Information deemed reliable but not guaranteed.

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